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Health
Insurance in Africa

Protect your expatriates and local employees with comprehensive health coverage across Africa. DI-Africa partners with International SOS and April International to offer best-in-class plans in 14 countries.

14
Countries covered
2
Tier-1 partners
24/7
Medical assistance
360°
Coverage
Our partners

Best-in-class health coverage
with leading international providers

International SOS

The world leader in medical and security assistance. International SOS provides 24/7 emergency response, medical evacuation, crisis management and comprehensive health plans for expatriates operating in complex environments across Africa.

  • ✓ 24/7 medical emergency hotline
  • ✓ Medical evacuation & repatriation
  • ✓ Security assistance & alerts
  • ✓ Network of vetted local clinics

April International

A specialist in international health insurance for expatriates and globally mobile employees. April International offers flexible, modular coverage plans adapted to each employee profile, fully portable across our 14 African countries of operation.

  • ✓ Individual & group health plans
  • ✓ Hospitalisation & surgery coverage
  • ✓ Dental, optical & maternity
  • ✓ Portable across all 14 countries
Our coverage

Tailored plans for every situation

🌍

International health insurance

Comprehensive coverage for expatriates and internationally mobile employees: hospitalisation, surgery, outpatient care, dental, optical and maternity. Recognised worldwide.

🏥

Local health coverage

Health insurance plans adapted to local legislation in each of our 14 countries. Compliance with mandatory employer contributions (CNSS, CNAPS, CNAMGS…) and optional top-up plans.

🚑

Medical evacuation

Medical evacuation and repatriation coverage for serious cases requiring treatment outside the country. 24/7 coordination with International SOS emergency teams.

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Group plans for teams

Group health insurance for your entire workforce in one or multiple countries. Volume pricing, single point of contact, centralised billing and reporting.

In Congo

DI-Africa Congo's Health Hub (Pôle Santé)

In the Republic of Congo, DI-Africa goes beyond insurance: its Health Hub coordinates care for employees and their families, with a third-party payment card, a network of selected providers and a medical bus that comes to your premises.

36
partner healthcare providers
6
cities covered
835
covered employees
2,100+
covered dependants

Third-party payment card

Beneficiaries show their digital card at network providers, for themselves and their family.

A network of 36 providers

Clinics, hospitals, pharmacies, opticians and practices in Pointe-Noire, Brazzaville, Dolisie, Nkayi, Loutété and Mindouli.

Medical bus on site

A mobile medical unit comes to your site for consultations, screenings and follow-ups: no travel for your teams.

Digital occupational health

Pre-employment and periodic medical checks, fitness certificates and a register ready for labour inspection, in a dedicated app.

Figures published by the DI-Africa Congo Health Hub, October 2026.

Occupational health

Employer obligations in French-speaking Africa

In most French-speaking African countries, employers must have each employee undergo a pre-employment medical check, periodic checks and a return-to-work check with an approved doctor, and keep the fitness certificates. On top of this come contributions to the mandatory national schemes (CNSS, CNAMGS, CNaPS…).

Before hiring

Pre-employment medical check and job fitness certificate.

During employment

Periodic checks and monitoring of job-related risks.

After an absence

Return-to-work check before resuming the job, according to local rules.

The Health Hub's regulatory guide details these obligations for 20 French-speaking African countries, and its occupational health app records every check and fitness certificate.

Frequently asked questions

Health insurance in Africa: your questions

Which health insurance does an expatriate in Africa need?

International health insurance covering hospitalisation, routine care, dental, optical and maternity, complemented by medical evacuation and repatriation cover. DI-Africa relies on its partnerships with International SOS and April International and adapts the cover to the country and the profile.

Does international insurance replace local social contributions?

No. For an employee on a local contract, contributions to the country's mandatory schemes remain due (CNSS, CNAMGS or CNaPS depending on the country). International health insurance or top-up cover comes on top, for a higher level of care and treatment outside the country.

What is DI-Africa Congo's Health Hub (Pôle Santé)?

It is DI-Africa's care coordinator in the Republic of Congo: a third-party payment card, a network of 36 providers in 6 cities, a medical bus for companies, digital occupational health and a health orientation tool. It serves companies, their employees and their families. Website: santediac.di-africa.com.

Is medical evacuation covered?

Yes, with dedicated cover: medical transfer and repatriation for serious cases that cannot be treated locally, coordinated 24/7 with International SOS emergency teams.

Can a whole team be insured, in several countries?

Yes. Group plans cover from 5 to more than 500 members, in one or several countries, with a single point of contact and centralised billing and reporting. The quote is sent within 48 hours.

Updated October 2026 · All our FAQs →

Your teams protected,
wherever they are in Africa.

Contact us for a customised health coverage quote for your expatriates and local employees.

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